Insurance Fundamentals
A rigorous digital textbook on insurance history, regulation, life & health, claims, buying wisely, and agency operations — CoverIQ Facts depth, expanded for ForgEd.
Complete each chapter's 5-question quiz (instant feedback), then pass the 10-question course review, then the 20-question final exam (score at the end) to earn course completion on your profile.
ForgEd courses are for general education and logical foundations. They do not replace professional certification, licensure, or cert-level competence.
Skills you will gain
- Risk Transfer
- Insurance Regulation
- Life & Health
- Claims Process
- Agency Operations
Chapters
- 1
Chapter 1: Why insurance exists and why it matters
3 sections · scroll in textbook
- 2
Chapter 2: History: When insurance started and how it evolved
3 sections · scroll in textbook
- 3
Chapter 3: How insurance is regulated in America
4 sections · scroll in textbook
- 4
Chapter 4: Major federal laws and acts
1 sections · scroll in textbook
- 5
Chapter 5: Rules insurers must abide by
6 sections · scroll in textbook
- 6
Chapter 6: Major lines of insurance (overview)
4 sections · scroll in textbook
- 7
Chapter 7: Life and health insurance
18 sections · scroll in textbook
- 8
Chapter 8: The claims process: from loss to settlement
3 sections · scroll in textbook
- 9
Chapter 9: Reinsurance and catastrophic risk
2 sections · scroll in textbook
- 10
Chapter 10: Government insurance and social programs
3 sections · scroll in textbook
- 11
Chapter 11: Reading your policy, resources, and disclaimer
4 sections · scroll in textbook
- 12
Chapter 12: Buying insurance wisely
3 sections · scroll in textbook
- 13
Chapter 13: Agency operations and career paths
3 sections · scroll in textbook