Insurance Fundamentals
A rigorous digital textbook on insurance history, regulation, life & health, claims, buying wisely, and agency operations — CoverIQ Facts depth, expanded for ForgEd.
Course videos
Watch the introduction (with learners studying from home), then study chapter by chapter. Midterm and final sessions teach the material with practice questions you must answer to continue — those checkpoints are not graded.
Narration · Professor Ryan · British English
ForgEd · Introduction
Insurance Fundamentals · Course introduction
How this course is organized, how to study with the textbook and quizzes, and what you will be able to do when you finish.
Watch the intro or continue when you are ready. Chapter 1 stays locked until you continue.
Complete each chapter's 5-question quiz (instant feedback), then pass the 10-question course review, then the 20-question final exam (score at the end) to earn course completion on your profile.
ForgEd courses are for general education and logical foundations. They do not replace professional certification, licensure, or cert-level competence.
Skills you will gain
- Risk Transfer
- Insurance Regulation
- Life & Health
- Claims Process
- Agency Operations
Chapters
- 1
Chapter 1: Why insurance exists and why it matters
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- 2
Chapter 2: History: When insurance started and how it evolved
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- 3
Chapter 3: How insurance is regulated in America
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- 4
Chapter 4: Major federal laws and acts
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- 5
Chapter 5: Rules insurers must abide by
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- 6
Chapter 6: Major lines of insurance (overview)
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- 7
Chapter 7: Life and health insurance
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- 8
Chapter 8: The claims process: from loss to settlement
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- 9
Chapter 9: Reinsurance and catastrophic risk
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- 10
Chapter 10: Government insurance and social programs
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- 11
Chapter 11: Reading your policy, resources, and disclaimer
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- 12
Chapter 12: Buying insurance wisely
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- 13
Chapter 13: Agency operations and career paths
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